Improving Your Credit Score Can Change Your Life

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If you have somehow managed to get yourself into a financial quagmire, there’s a good chance this has substantially lowered your credit score. Unfortunately, a suboptimal credit score can negatively impact almost every aspect of your life. How Can Debt Consolidation Save You Money One of the biggest advantages to raising your credit score through debt consolidation and other means is the fact...

Questions Regarding Your Credit Score That You Never Thought You’ll Ask

Credit Score
The US lending industry is definitely based on credit and getting acquainted with the current credit scoring system in America is indeed a daunting task. It is rather easy to wrap up your credit report and lose sight of it, thereby ignoring the big-picture questions that could have had a major impact on understanding the entire topic of credit scores. Credit scores are the most important 3-digit numbers...

Cleaning Up Your Credit Report

More people or businesses than you realise have access to your credit score or rating. It isn’t just those who deal in finance, loans and credit cards but any business that trusts you with instalment payments. So obviously you need a good credit rating to apply for a mortgage or to rent a property. A bad rating can also affect insurance premiums including car insurance or taking out a new mobile...

Is It Still Possible To Get A Mortgage Loan If You Have Bad Credit?

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Unfortunately, the last few years have been a real struggle financially for many people around the world. In fact, certain countries experienced a housing crash and severe economic difficulties during 2008, which basically caused a worldwide recession. Unfortunately, ever since 2008 most lenders have become far more strict in their lending policies and will typically not offer most forms of lending...

What Apr Internet Rate Is Reasonable With Bad Credit Catalogues

 It is possible that as you enjoy the unique benefits of bad credit catalogues you are also wondering what the reasonable APR is online. APR means Annualized or Annual Percentage Rate, defined as the interest percentage charged on accrued debt. As this runs through your mind, it is important to indicate it is not something akin to annoying payday loans that sometimes charge exorbitant interest APR...

When Good Credit Goes Bad: How To Rebuild Your Score

Our credit score can provide a very revealing picture of our relationship with money; there have been links between poor credit scores and increased numbers of insurance claims, which means that you may end up paying more for your car insurance or home insurance. You may not qualify for loans, or if you do, high interest rates lead to a lot of money going down the drain. If an unexpected job loss,...