Settling your credit card – A review of the pros and cons

Credit cards carry outrageously high interest rates but they can be used properly to maintain a good credit score. Despite knowing this, how many of us use credit cards in a proper way? In fact, there are very few who are even aware of what is responsible usage of credit cards. Are you too following the herd? Do you carry credit cards in your wallet only to misuse them and incur credit card debt? If...

4 Tips For Using Credit Cards When You Have Bad Credit

If you have bad credit, it is a must that you use your credit cards responsibly to pay down your existing debt and improve your score. By doing so, you will make more financial solutions available to you in the future. However, because achieving your financial goals can be difficult, here are 4 tips for using credit cards when you have bad credit: