Common Financial Habits That We All Need To Break

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Improving your financial habits is a worthwhile venture, whatever stage of life you’re in. Giving you more money to save for a rainy day or to fund small treats, it’s always a good idea to get yourself into good habits early on. Unfortunately, just about everyone has at least one bad financial habit. In fact, you might have several without even realising it. Breaking these habits could save you...

Student loan debt crisis: All the fun facts revealed

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The U.S is about to face yet another financial cliff and that is its ever growing student loan debt. As of 2013, it has already surpassed $1 trillion and counting. If you’re interested to find out more about the student loan debt crisis, then you may read along the remaining article. A. Debt larger than many nations – Presently, over 40 million citizens hold student debt. The population of...

Structured settlements – What are they and how do they work?

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There has been always too much discussion about structured settlements but do you know what they are? A structured settlement is a different kind of annuity that pays you a reward from lottery winnings, worker’s compensation claim or any other personal injury cases, that comes in the form of either a legal settlement or a lump sum with certain tax benefits. The owners of the structured settlements...

Tips to stretch your holiday budget – Be a smart shopper to save money

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As it is that time of the year again when everyone is busy opening their Christmas presents or battling the crowds at the supermarket stores or planning their holidays during Christmas and New Year, taking wrong money decisions is expected. The savvy shoppers are predicted to do comparison shopping when it comes to spending their dollars buying things for their friends and family members. As per a...

Cleaning Up Your Credit Report

More people or businesses than you realise have access to your credit score or rating. It isn’t just those who deal in finance, loans and credit cards but any business that trusts you with instalment payments. So obviously you need a good credit rating to apply for a mortgage or to rent a property. A bad rating can also affect insurance premiums including car insurance or taking out a new mobile...

Saving Money With Your Buddies

Saving money is hard, Payday Loans may be the answer to your money troubles! Alternatively you could get a gang of like-minded buddies together to save money and it becomes much easier. Friends can help friends save. The first place you and your friends can save money together is entertainment. The easiest way to do this is look at what you like to do now and then just find a way to do it cheaper....

Personal Finance For Loans: A Lifesaver In Difficult Times

Every now and then, one faces circumstances that necessitate financial resources in order to get through. But not all the time one has sufficient available resources to deal with these situations. In times like these, filing a personal finance loan application can become one’s lifesaver. There are actually various types of personal financing loans to choose from depending on one’s specific needs...

Is It Still Possible To Get A Mortgage Loan If You Have Bad Credit?

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Unfortunately, the last few years have been a real struggle financially for many people around the world. In fact, certain countries experienced a housing crash and severe economic difficulties during 2008, which basically caused a worldwide recession. Unfortunately, ever since 2008 most lenders have become far more strict in their lending policies and will typically not offer most forms of lending...

What Apr Internet Rate Is Reasonable With Bad Credit Catalogues

 It is possible that as you enjoy the unique benefits of bad credit catalogues you are also wondering what the reasonable APR is online. APR means Annualized or Annual Percentage Rate, defined as the interest percentage charged on accrued debt. As this runs through your mind, it is important to indicate it is not something akin to annoying payday loans that sometimes charge exorbitant interest APR...

What To Do When You Need A Little Financial Help In South Dakota?

What are some of the most popular retirement destinations in North America that come to mind? You would have to think the usual suspects right? Florida and Arizona would come up high on the list as well as San Francisco and the Caribbean. Basically, any place that would offer fantastic weather and numerous recreational activities would be a good guess, right?  While it’s certainly true that these...