Improving Your Credit Score Can Change Your Life

credit score
If you have somehow managed to get yourself into a financial quagmire, there’s a good chance this has substantially lowered your credit score. Unfortunately, a suboptimal credit score can negatively impact almost every aspect of your life. How Can Debt Consolidation Save You Money One of the biggest advantages to raising your credit score through debt consolidation and other means is the fact...

Questions Regarding Your Credit Score That You Never Thought You’ll Ask

Credit Score
The US lending industry is definitely based on credit and getting acquainted with the current credit scoring system in America is indeed a daunting task. It is rather easy to wrap up your credit report and lose sight of it, thereby ignoring the big-picture questions that could have had a major impact on understanding the entire topic of credit scores. Credit scores are the most important 3-digit numbers...

Do Your Past Credit Scores Affect You?

When you decide it’s time to make a big-ticket purchase, you may not have the full purchase price sitting in your bank account. This means you’ll have to apply for a loan. As you talk to a credit manager at your bank or credit union, she’ll pull a credit report, which she uses to make a decision on extending a loan to you. What’s on that credit history affects your ability to...