Settling your credit card – A review of the pros and cons

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Credit cards carry outrageously high interest rates but they can be used properly to maintain a good credit score. Despite knowing this, how many of us use credit cards in a proper way? In fact, there are very few who are even aware of what is responsible usage of credit cards. Are you too following the herd? Do you carry credit cards in your wallet only to misuse them and incur credit card debt? If...

How Do You Pay Off High Credit Card Debt Fast? Here Is A Detailed Guide

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For Americans facing debt problems, advertisements offering to “erase” debt or claiming to be “government credit card relief” programs are tempting in hopes that they will stop the harassing collection calls and help them get a fresh start. Unfortunately, too many of these online advertisements are scams, and some of them can actually make matters worse for consumers. Therefore, it is important...