When Good Credit Goes Bad: How To Rebuild Your Score

Our credit score can provide a very revealing picture of our relationship with money; there have been links between poor credit scores and increased numbers of insurance claims, which means that you may end up paying more for your car insurance or home insurance. You may not qualify for loans, or if you do, high interest rates lead to a lot of money going down the drain. If an unexpected job loss,...

3 Commonly Asked Questions About Structured Settlements

There are many reasons why someone might receive an annuity. Perhaps you are getting a payout due to the outcome of a lawsuit or injury claim. Maybe you are guaranteed a certain payment over a period of time during your life or after your death. Some people simply receive regular monies from an insurance company.

What Happens When You File For Chapter 13 Bankruptcy?

If you currently have more debts than you can pay off, and are unable to find another solution (for example debt consolidation), then you may have to file for bankruptcy. Filing for bankruptcy as an individual, means you will have to meet the terms for one of the available types of bankruptcy for someone in your situation. For the majority of people this will be either chapter 7 or chapter 13.

Things You Should Be Cautious Of When Selecting A Mortgage

Purchasing a home is one of the most important decisions you will ever make in your life. You are taking all of those years of hard work and overtime and placing your faith into a single residence. While we don’t want to scare you, we do want to make sure you aren’t going into the process blind because there is a lot to think about before choosing a mortgage.